Two quick thoughts about the Farepak collapse, which do not seem to have attracted much notice in the media coverage.
Firstly, this is a perfect illustration of the benefits of mutualism against commercialism. A commercialised savings scheme, even with the Blairite mantra of extensive market choice, offers no protection compared to a plan owned and controlled by its members.
Secondly, the pressure on relatively low income families to have an extremely expensive Christmas disturbs me. OK I have Scrooge-like tendencies but doesn't a festival that requires such a high entry fee to participate and targets children's pester power smack of exploitation rather than celebration?
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